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Is the Insurance Company Really Your Friend?

By Attorney Ray Maples on December 19, 2012

If you watch enough advertisements, you may be left with the notion that insurance companies are your best friends in times of crisis. They all say they want to protect you and save you money. The truth is that insurance providers are highly profitable corporations that have it in their best interests to protect their bottom line. To remain profitable and to keep their board members happy, insurance companies train their adjusters to deny personal injury accident claims. They simply have more to gain from denying your claim or by low-balling you.

If you have been involved in an Oklahoma car accident, there are a number of ways in which you can protect yourself when dealing with an insurance company. Before you even call an insurance provider, make sure you have all of the crash details in front of you. Every time you deal with an insurance company, you should reference the same information. If you contradict yourself, it can be used against you. When you do call an insurance company, make a request that they do not record the conversation. You have nothing to gain by having your call recorded, but they can use the recording to their advantage.

It is also important to remain concise and to never admit fault for the crash. Depending on the circumstances of the accident, the amount of compensation you are offered is often related to who was at fault and the seriousness of the injuries you sustained in the crash.

If your claim has been denied or if you have been offered an inadequate settlement, there may still be legal options available. The experienced personal injury lawyers at Maples Law Firm can help. We provide free consultations at (405) 883-4487 to anyone who has suffered a loss in an Oklahoma crash.